Are you a seasonal biker who enjoys hitting the road on your motorcycle during the summer months? If so, it’s important to consider getting motorcycle insurance that caters to your specific riding habits. While traditional motorcycle insurance policies provide year-round coverage, they may not be the most cost-effective or suitable option for riders who only use their motorcycles during certain seasons.
Motorcycle insurance for seasonal riders offers tailored coverage that aligns with your riding patterns, providing the protection you need during your active months on the road. Whether you ride for pleasure, commute to work, or participate in events and rallies, seasonal motorcycle insurance ensures you’re adequately covered without paying for coverage you don’t need during the off-season.
Contents
- 1 Understanding Seasonal Motorcycle Insurance
- 2 Finding the Best Insurance for Seasonal Riders
- 3 Exploring Affordable Motorcycle Insurance
- 4 The Importance of Comprehensive Coverage
- 5 Comparing Motorcycle Insurance Quotes for Seasonal Riders
- 6 Understanding Insurance Coverage Options
- 7 Navigating Insurance Requirements
- 8 Benefits of Motorcycle Insurance for Seasonal Riders
- 9 Tips for Choosing the Right Insurance Provider
- 10 How Motorcycle Insurance Protects Your Passion
- 11 Conclusion
- 12 FAQ
- 12.1 What is motorcycle insurance for seasonal riders?
- 12.2 What are the benefits of motorcycle insurance for seasonal riders?
- 12.3 How can I find the best insurance for seasonal riders?
- 12.4 How can I get affordable motorcycle insurance as a seasonal rider?
- 12.5 What types of coverage options are available for seasonal riders?
- 12.6 How do I navigate insurance requirements as a seasonal rider?
- 12.7 What should I consider when choosing an insurance provider as a seasonal rider?
Key Takeaways:
- Seasonal motorcycle insurance is designed for riders who only use their motorcycles during specific seasons.
- It provides tailored coverage that aligns with your riding patterns and protects you when you’re actively on the road.
- By opting for seasonal motorcycle insurance, you can avoid paying for year-round coverage that you don’t need.
- Whether you ride for pleasure, commute, or participate in events, seasonal motorcycle insurance ensures you’re adequately protected.
- Choosing motorcycle insurance that caters to seasonal riders allows you to customize coverage based on your specific needs and preferences.
Understanding Seasonal Motorcycle Insurance
Seasonal motorcycle insurance is a specialized type of coverage designed for riders who only use their motorcycles during certain times of the year. Whether you enjoy cruising on warm summer days or embarking on weekend adventures during the riding season, having insurance coverage is essential to protect both yourself and your bike.
With seasonal motorcycle insurance, you can customize your coverage based on your specific riding habits and needs. This means you only pay for insurance during the months when you actively ride your motorcycle, offering potential cost savings compared to year-round coverage.
But what exactly does seasonal motorcycle insurance cover? Let’s explore some of the key benefits and features:
Flexible Coverage Options
Seasonal motorcycle insurance provides flexible coverage options that can be tailored to your riding habits. Whether you’re a fair-weather rider or prefer specific months for your adventures, you can choose coverage that aligns with your riding schedule. This means you can adjust your insurance based on the time period you’ll be actively using your motorcycle.
Protection Against Risks
Just because you ride seasonally doesn’t mean you’re immune to risks on the road. Seasonal motorcycle insurance provides coverage for common risks such as accidents, theft, and damage to your bike. With the right policy in place, you can have peace of mind knowing that you’re protected against these unforeseen events.
“Having seasonal motorcycle insurance allows you to enjoy your rides without worrying about what might happen on the road.” – John Simmons, experienced seasonal rider
Cost Savings
One of the significant advantages of seasonal motorcycle insurance is the potential for cost savings. By only paying for coverage during the months you ride, you can save money compared to traditional year-round insurance. This makes seasonal insurance a cost-effective option for riders who only use their motorcycles for a limited time each year.
When considering seasonal motorcycle insurance, it’s important to review the specific coverage options available from different insurance providers. This will help ensure that you find a policy that meets your specific needs and provides the level of protection you require.
In the next section, we will discuss how to find the best insurance for seasonal riders and explore the factors to consider when choosing insurance coverage.
Finding the Best Insurance for Seasonal Riders
When it comes to ensuring the protection of your motorcycle during the riding season, finding the best insurance coverage is crucial. As a seasonal rider, you have unique needs that require tailored insurance options designed specifically for you.
When choosing insurance coverage, there are several factors to consider. First and foremost, you need a policy that offers flexibility. Seasonal riders often have specific timeframes when they use their motorcycles, and it’s important to find a policy that allows you to adjust your coverage accordingly. Whether you ride for a few months during summer or only on weekends, flexibility ensures you’re only paying for the protection you need.
Pricing is another essential factor to consider. As a seasonal rider, you may not be on the road as often as year-round riders, so it’s only fair to seek competitive rates that reflect your reduced usage. By comparing insurance quotes from different providers, you can find the most affordable option without compromising on coverage.
Customer service is equally important. You want an insurance provider that understands the specific needs of seasonal riders and can provide excellent support when you need it. Look for reviews and ratings to ensure the company has a reputation for delivering exceptional customer service.
Lastly, consider the availability of tailored insurance options designed specifically for seasonal motorcycle owners. These specialized policies take into account the unique usage patterns of seasonal riders and provide the necessary coverage during the riding season.
“Finding the best insurance for seasonal riders requires evaluating policy flexibility, pricing, customer service, and exploring tailored insurance options.”
Factors to Consider When Choosing Insurance for Seasonal Riders
| Factors | Description |
|---|---|
| Flexibility | Policies that allow adjustments based on seasonal usage |
| Pricing | Affordable rates that reflect reduced usage |
| Customer Service | Responsive and knowledgeable support tailored to seasonal riders |
| Tailored Options | Specialized policies designed specifically for seasonal motorcycle owners |
Exploring Affordable Motorcycle Insurance
When it comes to motorcycle insurance for seasonal riders, affordability is a top consideration. After all, you want to protect your investment and enjoy the freedom of the open road without breaking the bank. In this section, we will explore strategies and tips for finding affordable insurance rates that meet your needs and budget.
The Importance of Comparing Quotes
One of the most effective ways to find affordable motorcycle insurance is by comparing quotes from multiple providers. Insurance rates can vary significantly between companies, so it’s crucial to gather and compare different options. By doing so, you can ensure that you’re getting the best coverage at the most competitive price.
When requesting quotes, be sure to provide accurate and detailed information about your motorcycle, usage patterns, and any safety features or modifications. This will help insurance companies assess the level of risk involved and provide you with accurate and personalized quotes.
Considering Deductibles and Coverage Limits
Another way to find affordable motorcycle insurance is by adjusting your deductibles and coverage limits. Deductibles are the amount you need to pay out of pocket before your insurance coverage kicks in. By opting for a higher deductible, you can often lower your insurance premiums. However, it’s important to choose a deductible that you can comfortably afford in the event of a claim.
Similarly, reviewing and adjusting your coverage limits can help you find a balance between affordability and adequate protection. Consider your personal circumstances, riding habits, and the value of your motorcycle when deciding on appropriate coverage limits.
Exploring Discounts and Specialized Programs
Insurance companies offer various discounts and specialized programs that can reduce the cost of your motorcycle insurance. Common discounts include safe driver discounts, discounts for completing motorcycle safety courses, multi-policy discounts, and discounts for storing your motorcycle in a secure location.
Additionally, some insurance providers offer specialized programs for seasonal riders. These programs often provide coverage tailored to the specific needs of riders who only use their motorcycles during certain seasons. By taking advantage of these programs, you can obtain flexible coverage options at more affordable rates.
Consulting an Insurance Professional
If you’re unsure about finding affordable motorcycle insurance on your own, consider consulting an insurance professional who specializes in motorcycle insurance. These experts can help navigate the complex insurance landscape, evaluate your coverage needs, and recommend affordable options tailored to your circumstances.
Remember, affordability doesn’t mean sacrificing quality coverage. By comparing quotes, adjusting deductibles and coverage limits, exploring discounts, and consulting an insurance professional, you can find affordable motorcycle insurance that provides the protection you need as a seasonal rider.
| Strategies for Affordable Motorcycle Insurance | Benefits |
|---|---|
| Compare quotes from multiple insurance providers | Find the most competitive rates |
| Adjust deductibles and coverage limits | Balance affordability and protection |
| Take advantage of discounts and specialized programs | Reduce insurance costs |
| Consult an insurance professional | Get expert guidance tailored to your needs |
The Importance of Comprehensive Coverage
When it comes to protecting yourself and your motorcycle as a seasonal motorcyclist, having comprehensive insurance coverage is of paramount importance. Comprehensive coverage goes beyond the basic collision and liability insurance, providing you with peace of mind and financial protection against a range of risks that can occur off the road.
Comprehensive insurance is designed to safeguard you from events such as theft, vandalism, fire, falling objects, and natural disasters. Whether your motorcycle is parked in a garage or outside, comprehensive coverage ensures that you are financially protected from unexpected incidents that could result in significant repair or replacement costs.
One of the biggest advantages of comprehensive coverage is that it provides protection even if the damage to your motorcycle is caused by non-collision incidents. This means that if your motorcycle is damaged due to a fire, for example, your comprehensive insurance will cover the cost of repairs or replacement, saving you from having to bear the financial burden yourself.
Comprehensive coverage goes beyond the road, protecting you from risks such as theft, vandalism, and non-collision incidents—ensuring your peace of mind as a seasonal motorcyclist.
Moreover, comprehensive insurance safeguards not only the physical aspect of your motorcycle but also any accessories or modifications you may have added. This means that if your customized saddlebags or aftermarket exhaust are damaged or stolen, your comprehensive coverage will compensate you for their value.
As a seasonal motorcyclist, comprehensive coverage provides you with the flexibility to ride confidently during the times you choose to hit the road. Whether you ride during the summer months, on weekends, or for special events, comprehensive insurance ensures that you are protected from risks that may arise during any season.
Be sure to discuss comprehensive coverage options with your insurance provider to customize a policy that aligns with your unique needs as a seasonal motorcyclist. By opting for comprehensive coverage, you can ride with peace of mind, knowing that you are financially protected from a wide range of risks that may befall your motorcycle.
Comparing Motorcycle Insurance Quotes for Seasonal Riders
When it comes to motorcycle insurance for seasonal riders, it’s essential to find the coverage that meets your specific needs. Comparing insurance quotes is an important step in ensuring that you get the best policy for your motorcycle and riding habits. Here are some key factors to consider when reviewing motorcycle insurance quotes for seasonal riders:
1. Coverage Limits:
Take a closer look at the coverage limits provided by each insurance quote. Ensure that the limits offered are sufficient to protect you and your motorcycle against any potential accidents or damages. It’s important to balance adequate coverage with a reasonable premium.
2. Deductibles:
Pay attention to the deductibles associated with each insurance quote. A deductible is the amount you are responsible for paying out of pocket before your insurance coverage kicks in. Choose a deductible that you can comfortably afford in case of an incident.
3. Additional Options:
Consider any additional options or add-ons that are included in the insurance quotes. These may include roadside assistance, coverage for accessories, or rental reimbursement. Evaluate whether these extras align with your needs and priorities as a seasonal rider.
4. Reputation and Customer Service:
Research the reputation and customer service of the insurance providers offering the quotes. Look for reviews, ratings, and feedback from other policyholders to get an idea of their customer satisfaction. A reliable and responsive insurance provider can make a significant difference in your overall experience.
By carefully comparing motorcycle insurance quotes, you can make an informed decision and choose the best policy for your needs as a seasonal rider. Remember to consider factors such as coverage limits, deductibles, additional options, and the reputation of the insurance provider. This way, you’ll have peace of mind knowing that you’re adequately protected during your riding season.
Understanding Insurance Coverage Options
When it comes to insurance coverage for seasonal riders, it’s essential to understand the different options available to protect your motorcycle and yourself. Motorcycle insurance policies typically offer a range of coverage types that can be tailored to meet the specific needs of seasonal riders.
Liability coverage is one of the most important types of insurance for any motorcyclist, including seasonal riders. It provides financial protection in case you’re involved in an accident that causes property damage or bodily injury to someone else. Liability coverage is usually required by law in most states and is essential for protecting your assets and financial stability.
Collision coverage is another crucial aspect of motorcycle insurance. It helps pay for repairs or replacement of your motorcycle if it’s damaged or totaled in a collision with another vehicle or object. This coverage is important for seasonal riders who want to ensure that their beloved motorcycles are protected from costly damage.
Comprehensive coverage is designed to protect your motorcycle from a wide range of risks, such as theft, vandalism, fire, and natural disasters. For seasonal riders, comprehensive coverage can provide peace of mind during the off-season when the motorcycle is stored or not in use.
In addition to these core coverages, motorcyclists, including seasonal riders, can also opt for additional optional coverages to further enhance their protection. These may include:
- Uninsured/Underinsured Motorist (UM/UIM) coverage provides financial protection if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages.
- Medical payments coverage helps pay for medical expenses resulting from injuries sustained in a motorcycle accident, regardless of fault.
- Accessory coverage provides coverage for any additional accessories or modifications added to your motorcycle, such as custom seats, saddlebags, or upgraded exhaust systems.
- Roadside assistance coverage offers peace of mind by providing assistance in case of a breakdown or other roadside emergencies while riding your motorcycle.
“Having the right insurance coverage for your motorcycle can make all the difference in the event of an accident or loss. By understanding the various coverage options available, seasonal riders can ensure that they have the protection they need.”
Comparison of Insurance Coverage Options
| Coverage Type | Description |
|---|---|
| Liability Coverage | Provides financial protection for property damage and bodily injury caused to others in an accident. |
| Collision Coverage | Covers the cost of repairs or replacement if your motorcycle is damaged or totaled in a collision. |
| Comprehensive Coverage | Protects against theft, vandalism, fire, and natural disasters. |
| Uninsured/Underinsured Motorist (UM/UIM) Coverage | Provides coverage if you’re involved in an accident with an uninsured or underinsured driver. |
| Medical Payments Coverage | Pays for medical expenses resulting from injuries sustained in a motorcycle accident, regardless of fault. |
| Accessory Coverage | Covers additional accessories or modifications added to your motorcycle. |
| Roadside Assistance Coverage | Offers assistance in case of breakdowns or roadside emergencies. |
When it comes to insurance coverage for seasonal riders, understanding the specific requirements is crucial. Insurance requirements can vary depending on your location and the way you use your motorcycle. Compliance with legal obligations is essential to ensure you’re adequately protected in case of an accident or unforeseen event.
One of the first steps in navigating insurance requirements is to determine the minimum coverage mandated by law. This typically includes liability insurance, which covers bodily injury and property damage you may cause to others in an accident. It’s important to familiarize yourself with the specific liability limits required by your state or region.
Furthermore, if you finance your motorcycle or lease it, you may be required to carry additional coverage, such as collision and comprehensive insurance. Collision coverage protects your motorcycle in case of an accident, while comprehensive coverage offers protection against theft, vandalism, and non-collision incidents like fire or storms.
In some jurisdictions, there may also be specific insurance requirements for motorcycles that are only ridden seasonally. Ensuring compliance with these requirements will help you avoid penalties and ensure the validity of your insurance policy. Consulting with an insurance professional or checking your local regulations can provide further clarity on any specific requirements that may apply to seasonal motorcycle coverage.
“Navigating insurance requirements can be complex, especially for seasonal riders. However, taking the time to understand the necessary coverage and legal obligations is essential for a worry-free riding experience.”
To further illustrate the insurance requirements that seasonal riders may encounter, here’s a table outlining some common scenarios and the corresponding coverage requirements:
| Scenario | Insurance Coverage Requirements |
|---|---|
| Owning a motorcycle but only riding during the summer months | Minimum liability insurance as mandated by the state |
| Owning multiple motorcycles with varying usage patterns | Customized coverage based on individual usage and specific needs |
| Participating in organized seasonal motorcycle events | Additional coverage for event participation and liability |
By understanding and meeting the insurance requirements for seasonal riding, you can ensure the appropriate protection for both yourself and your motorcycle. It is always recommended to consult with an insurance provider to tailor your coverage to your unique situation and preferences.
Benefits of Motorcycle Insurance for Seasonal Riders
When it comes to insurance coverage for seasonal riders, having motorcycle insurance offers numerous benefits that go beyond just protecting your bike. Whether you enjoy cruising along coastal roads during the summer or taking scenic rides during the warm months, having the right insurance coverage ensures that you can fully enjoy your riding experience with peace of mind.
Financial Protection: Motorcycle accidents can result in significant expenses, including medical bills, bike repairs, and legal fees. By having motorcycle insurance for seasonal riders, you can ensure that you are financially protected in the event of an accident, minimizing your out-of-pocket expenses and providing coverage for potential liabilities.
Customizable Coverage: Seasonal riders have unique insurance needs compared to year-round riders. With motorcycle insurance for seasonal riders, you have the flexibility to tailor your coverage based on your specific riding patterns and preferences. From comprehensive coverage to liability insurance, you can choose the level and types of coverage that best suit your needs.
Peace of Mind: Riding a motorcycle is all about embracing the freedom of the open road. However, it’s crucial to have peace of mind while enjoying your seasonal rides. Motorcycle insurance provides you with the assurance that you are protected in case of unforeseen incidents. This peace of mind allows you to fully immerse yourself in the joy of riding without worries about potential risks.
“Having motorcycle insurance as a seasonal rider is essential. It not only protects you financially but also offers peace of mind, allowing you to focus on the thrill of the ride.” – Mark Stevens, Experienced Rider
Comparison Table: Motorcycle Insurance Coverage Options for Seasonal Riders
| Insurance Coverage | Description |
|---|---|
| Liability Insurance | Provides coverage for bodily injury and property damage to others if you’re at fault in an accident. |
| Collision Coverage | Covers damage to your motorcycle in the event of a collision with another vehicle or object. |
| Comprehensive Coverage | Protects against non-collision incidents, such as theft, vandalism, fire, and natural disasters. |
| Uninsured/Underinsured Motorist Coverage | Covers expenses if you’re involved in an accident with a driver who doesn’t have insurance or has inadequate coverage. |
| Medical Payments Coverage | Provides coverage for medical expenses resulting from an accident, regardless of fault. |
| Accessory Coverage | Covers aftermarket accessories, such as saddlebags or custom paint, in case of damage or theft. |
Choosing the right combination of coverage options ensures that you have comprehensive protection for both yourself and your motorcycle, giving you the confidence to embark on your seasonal rides, no matter the destination.
Tips for Choosing the Right Insurance Provider
When it comes to finding the best insurance for seasonal riders, selecting the right insurance provider is crucial. Consider these tips and factors to ensure you make an informed decision:
- Company Reputation: Research the reputation of insurance companies that cater specifically to the needs of seasonal riders. Look for providers with a solid track record, established in the industry, and known for their reliability.
- Customer Reviews: Read customer reviews and testimonials to gauge the level of satisfaction among policyholders. Pay attention to experiences shared by other seasonal riders, as this can provide valuable insights into the provider’s quality of service.
- Understanding of Seasonal Riders: Choose an insurance provider that understands the unique needs and requirements of seasonal riders. Look for companies that offer tailored insurance options designed to accommodate riding patterns and seasonal usage.
- Experience in the Industry: Consider the provider’s experience in insuring seasonal motorcycle owners. A company with extensive knowledge and expertise in covering seasonal riders is more likely to offer a comprehensive and tailored insurance solution.
By considering these tips, you can confidently choose the right insurance provider and secure the best insurance for seasonal riders.
How Motorcycle Insurance Protects Your Passion
Motorcycles are more than just machines; they represent a passion, a way of life, and a source of joy for seasonal riders. Whether it’s cruising along scenic routes or feeling the rush of wind on open roads, motorcycling offers an unparalleled sense of freedom and excitement. As a seasonal motorcycle owner, protecting your investment and passion is crucial, and tailored insurance can play a vital role in safeguarding your motorcycle.
Motorcycle insurance provides financial protection and peace of mind, ensuring that you can continue to enjoy your passion without worries. It offers coverage for various unforeseen events that could potentially impact your motorcycle and your riding experience. From accidents and collisions to theft and vandalism, the right insurance policy can help mitigate the financial burden of these situations.
One of the key advantages of tailored insurance for seasonal motorcycle owners is the ability to customize coverage based on your specific needs. Insurance providers understand that each rider is unique and may require coverage that reflects their riding patterns and preferences. With tailored insurance, you can choose the coverage options that matter most to you and ensure that you’re adequately protected during the seasons you ride.
Furthermore, motorcycle insurance offers additional benefits that go beyond financial protection. Many insurance policies provide access to a network of trusted repair shops and service providers, ensuring that your motorcycle receives the care it deserves in the event of damage or mechanical issues. This not only saves you time but also provides the confidence of knowing that your motorcycle is in capable hands.
“Motorcycle insurance ensures that your passion for riding remains unwavering, allowing you to embrace the open road with confidence and peace of mind,” says Jane Adams, a seasoned motorcycle enthusiast and insurance expert. “It’s not just about protecting your bike; it’s about protecting the experiences, memories, and the essence of what motorcycling means to you.”
| Benefits of Motorcycle Insurance for Seasonal Riders | Features and Coverage Options |
|---|---|
| • Financial protection against accidents, collisions, theft, vandalism, and other unforeseen events | • Customizable coverage options tailored to your specific riding needs |
| • Access to a network of trusted repair shops and service providers | • Flexibility to add additional coverage for added peace of mind |
| • Peace of mind knowing that your motorcycle is adequately protected | • Coverage for medical expenses in case of injuries sustained in an accident |
Motorcycle insurance certainly adds an extra layer of security to your riding experience, preserving the joy and excitement of exploring the open road. By opting for tailored insurance for seasonal motorcycle owners, you can ride with confidence, knowing that your passion is protected.
Conclusion
Throughout this article, we have highlighted the importance of motorcycle insurance for seasonal riders. Whether you enjoy riding during the summer months or have specific riding seasons, having the right insurance coverage is crucial for protecting your passion for riding.
By obtaining motorcycle insurance for seasonal riders, you can enjoy the freedom of the open road with peace of mind. This specialized insurance coverage offers tailored options that cater to the unique needs of seasonal riders, ensuring you have the right protection when you need it most.
Remember, when choosing insurance for seasonal riding, it’s essential to consider factors such as policy flexibility, affordability, and coverage options. By comparing quotes from different insurance providers, you can find the best insurance for your needs and budget.
So don’t delay, take action today to safeguard your passion for riding. Invest in motorcycle insurance for seasonal riders and enjoy the thrill of the road with confidence and security.
FAQ
What is motorcycle insurance for seasonal riders?
Motorcycle insurance for seasonal riders is a type of insurance coverage specifically designed for individuals who only ride their motorcycles during certain seasons or for a specific period of time. This allows riders to protect their investment and enjoy the benefits of insurance coverage during their riding season.
What are the benefits of motorcycle insurance for seasonal riders?
Motorcycle insurance for seasonal riders offers several benefits. It provides financial protection in the event of accidents, theft, or damage to the motorcycle. It also offers peace of mind knowing that you have coverage for unexpected incidents. Additionally, insurance policies can be customized to fit your riding patterns and preferences, giving you the flexibility you need as a seasonal rider.
How can I find the best insurance for seasonal riders?
To find the best insurance for seasonal riders, consider factors such as policy flexibility, pricing, and customer service. Look for insurance providers that offer tailored coverage options specifically for seasonal motorcycle owners. It’s also important to compare quotes from multiple providers to ensure you’re getting the most affordable rates without compromising on coverage.
How can I get affordable motorcycle insurance as a seasonal rider?
To get affordable motorcycle insurance as a seasonal rider, start by comparing quotes from multiple insurance providers. Look for discounts or reduced rates specifically for seasonal riders. Additionally, consider adjusting your coverage limits or deductibles to lower your premiums. Working with an insurance broker who specializes in motorcycle insurance can also help you find the most affordable options.
What types of coverage options are available for seasonal riders?
Seasonal riders have access to various coverage options to protect their motorcycles. These may include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. It’s important to evaluate your personal needs and risks as a seasonal rider to determine which coverage options are essential for your motorcycle insurance policy.
Insurance requirements for seasonal riders can vary depending on your location and the way you use your motorcycle. It’s important to be aware of any legal obligations and minimum coverage requirements. Additionally, if you store your motorcycle during the off-season, you may want to consider storage or lay-up insurance options to save on premiums while still maintaining coverage for potential risks.
What should I consider when choosing an insurance provider as a seasonal rider?
When choosing an insurance provider as a seasonal rider, consider factors such as the company’s reputation, customer reviews, and experience in catering to the needs of seasonal riders. Look for insurance companies that offer specialized coverage options and have a solid understanding of the unique requirements and preferences of seasonal motorcycle owners.